RULES TO BE FOLLOWED FOR WITHDRAWING YOUR EPF

WITHDRAWAL BEFORE RETIREMENT: 
You can withdraw up to 90% of the amount in you EPF account after you attain the age of 54 years, or within one year before actual retirement on superannuation whichever is later. Claim application in form 19 has to be submitted to the concerned Provident Fund Office.

For other cases such as

•  Shifting of Jobs

At such times, the PF balance could be transferred from one employer to another. The existing balance would continue to stay. With fresh contributions made by the new employer.

• Quitting of Job

PF could be withdrawn, if you quit your job and provide a declaration that you do not intend to work for the next six month.

  

WITHDRAWAL AFTER RETIREMENT: You can withdraw full amount in the fund on retirement from service after 55 years of age. You can also withdraw the full amount due to any of the following occurrences:  

1. If you have not attained the age of 55 year at the time of termination of service. 
2. If you retired on account of permanent and total bodily or mental disablement 
3. If you migrated from India for permanent settlement abroad or for taking employment abroad. 
4. In the case of mass or individual retrenchment.